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ARTICLES

Eighty Percent of Americans agree they would benefit from having basic financial education and information

Source: The 2013 Consumer Financial Literacy Survey, The National Foundation for Credit Counseling

Welcome to the Articles Library! Feel free to browse around. These articles are here to help give you a better understanding of Financial Planning, Insurance, and Retirement.

Financial Planning

  • The Basics of Wealth Management

  • Why You Should Invest While Paying Off Debt

  • Planning for Retirement and Your Child’s College Tuition

Insurance and Long-Term Care

  • Life Insurance 101

  • What is Traditional Long-Term Care

Retirement

  • How to Plan for Retirement

  • How to Make Your Retirement Savings Last

  • 401(k) or Pension? Things to Consider When Deciding Your Retirement Age

The team at HIPac Financial is licensed and services clients in these states.

Map of US States Derek Is Licensed In Image

Global Vision | Local Touch TM

Est. 2006

Pacific Guardian Center
Makai Tower
733 Bishop St. Suite 2200
Honolulu, HI 96813

jeff@hipacfinancial.com
kristi@hipacfinancial.com
derek@hipacfinancial.com

Disclosure

Kristi Chun is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0L74431), CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Kristi Chun is licensed and authorized to offer insurance in California, but HIPAC FINANCIAL may not be. For additional information on California licensure status, please click here.

Kristi Chun is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813, 808-529-6311. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Kristi Chun is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Jeffrey Kao is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AK, AR (AR Insurance License #8884373), CA (CA Insurance License #0G77429), CO, FL, GA, HI, MD, MN, MO, NJ, NV, NY, OH, OR, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Jeffrey Kao is licensed and authorized to offer insurance in California and Arkansas, but HIPAC FINANCIAL may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Jeffrey Kao is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, GA, HI, IA, MD, MN, MO, NV, NY, OH, OR, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Jeffrey Kao is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, FL, GA, HI, IA, MD, MN, MO, NV, NY, OH, OR, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Derek Tenn is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0F40726), CO, FL, HI, IL, MA, NV, OR, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Derek Tenn is licensed and authorized to offer insurance in California, but HIPAC FINANCIAL may not be. For additional information on California licensure status, please click here.

Derek Tenn is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, HI, MA, NV, OR, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Derek Tenn is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, HI, MA, NV, OR, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

HIPAC FINANCIAL is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither HIPAC FINANCIAL nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

For more information about NYLIFE Securities LLC and its investment professionals.

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