You’re doing the hard work of saving so you can live the life you want in retirement. Long-term care coverage is the next step in helping you keep that lifestyle. With 70% of people ages 65 and older needing some kind of assistance with everyday activities— like getting dressed or going to the doctors – long-term care can have a lasting impact on your family and assets1.
HIPac Financial works with clients to develop a plan that is tailored to help you maintain your lifestyle and minimize the impact on your loved ones and your assets. This type of insurance can include coverage for home care, assisted living facilities, and/or nursing homes. Whether it be a long-term care plan in tandem with an existing life insurance plan or independent, HIPac Financial can help provide confidence and security in the face of retirement.
What is your most valuable asset? For most people, it’s your ability to earn income. Disability insurance can protect an individual’s income during times of an unforeseen illness or injury. In addition to income protection, disability insurance can also provide coverage to supplement an employer-sponsored disability plan. HIPac Financial understands it can be immensely valuable to invest in a dependent safety net, like disability insurance, and will work with you to develop a custom plan to provide you security when you need it most.
1. U.S. Department of Health and Human Services, 2017, https://longtermcare.acl.gov/the-basics