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COMPREHENSIVE PLANNING PROCESS


HiPac Financial follows a meticulous process, designed to assess your situation, goals, and level of risk tolerance. Once understood, we can make appropriate recommendations to meet your needs. Everyone is different and HiPac Financial will adjust our approach to suit you, but in general, we utilize the following process to help those we are privileged enough to serve.


Step 1 Process Wheel Graphic

Step 1: Review

Review your individual situation and personal objectives. Everyone’s financial situation is unique. Understanding a client’s background information and financial goals are vital. HiPac Financial can provide more precise recommendations once we get to know you. As a result, we will take some time to discuss your hopes, dreams and objectives; the things that really matter to you. This is the basis of the first meeting with all our clients.


Step 2 Process Wheel Graphic

Step 2: Analyze

Analyze and review your needs. After getting to know you, we will work with you to identify and prioritize your objectives, and then help establish benchmark targets. This is necessary in a world of unlimited choices. People often fail to achieve their objectives because they try to accomplish too much at once, or they don’t attach specific deadlines to their goals. By breaking down your aspirations into specific objectives, you can look at available resources and decide which goals are realistic, which need to be adjusted, scaled down, or simply abandoned.


Step 3 Process Wheel Graphic

Step 3: Develop

Develop and implement a strategy to help you achieve your goals. Based on our conversations and analysis, HiPac Financial can create and recommend the steps it will take to help you achieve your financial goals.


Step 4 Process Wheel Graphic

Step 4: Coordinate

Coordinate your financial activities. HiPac Financial regularly coordinates insurance and financial activities for clients with the other members of their team including financial, tax and legal advisers. We will happily do the same for you.


Step 5 Process Wheel Graphic

Step 5: Implement

Implement your strategy. HiPac Financial will work closely with you and your other third-party professionals to set your plans into motion, getting you another step closer to your financial goals.


Step 6 Process Wheel Graphic

Step 6: Monitor

Monitor the status and progress of your strategy. Planning is not a one-shot deal. Strategies need to be adjusted as your life and the economy changes. We will work with you to help keep your program on track with your changing needs.


The team at HIPac Financial is licensed and services clients in these states.

Map of US States HIPAC Is Licensed In Image

Global Vision | Local Touch TM

Est. 2006

Pacific Guardian Center
Makai Tower
733 Bishop St. Suite 2200
Honolulu, HI 96813

jeff@hipacfinancial.com
kristi@hipacfinancial.com
derek@hipacfinancial.com

Disclosure

Kristi Chun is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0L74431), CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Kristi Chun is licensed and authorized to offer insurance in California, but HIPAC FINANCIAL may not be. For additional information on California licensure status, please click here.

Kristi Chun is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813, 808-529-6311. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Kristi Chun is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Jeffrey Kao is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AK, AR (AR Insurance License #8884373), CA (CA Insurance License #0G77429), CO, FL, GA, HI, MD, MO, NJ, NV, NY, OH, OR, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Jeffrey Kao is licensed and authorized to offer insurance in California and Arkansas, but HIPAC FINANCIAL may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Jeffrey Kao is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, GA, HI, IA, MD, MO, NV, NY, OH, OR, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Jeffrey Kao is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, FL, GA, HI, IA, MD, MO, NV, NY, OH, OR, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Derek Tenn is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0F40726), CO, FL, HI, IL, MA, NV, OR, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Derek Tenn is licensed and authorized to offer insurance in California, but HIPAC FINANCIAL may not be. For additional information on California licensure status, please click here.

Derek Tenn is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, HI, MA, NV, OR, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Derek Tenn is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, HI, MA, NV, OR, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

HIPAC FINANCIAL is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither HIPAC FINANCIAL nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

For more information about NYLIFE Securities LLC and its investment professionals.

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